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The Disadvantages Of A Career In Financing

The Disadvantages Of A Career In Financing

When we were young, we already had an idea of ​​what we want to be when we go grow up. Sometimes, these changes as the years go by. While there are advantages in whatever profession we choose, we should also look at the disadvantages if this for instance will be a career in financing.

What is wrong with financing? If you think about it, nothing given that it is an honest job with a reasonable rewards. But not everyone will be able to stay here for the long term which is why you have to weigh the pros and cons.

First, can you see yourself doing mathematical computations and giving advice to someone who is probably learning more than you? The truth is, some people can while others can not.

The best test of all will be how well you excel in subjects like calculus and economics in school. You have to be able to understand these concepts and then use these tools to your advantage. Then again, there are people who may be good in one subject or both while there are those who will probably excel in other subjects.

Learning concepts is one thing but doing this job every single day is another. A good idea will be to talk to professionals who are already in the financial industry and see how it is working there. Make up a list of questions and ask for clarifications if there is something that you do not understand.

It will also be a good idea to read up on the finance industry so you know what you are getting yourself into 4 years from now once you graduate from college.

If you still choose to have a career in financing, here are some of the disadvantages you will hear or experience. You should not be discouraged about them but keep them in mind as you are starting your career in finance.

Professionals who have obtained their CPA's and start work as accountants do not earn that much compared to those who are involved in investment banking and consulting. Also, they handle multiple projects at certain times especially during the end of the financial year or when it is time to file income tax that means overtime just to get the job done.

There is also the pressure given that you are in a fast paced game and you are dealing with other people's money. If you screw up, this could mean financial ruin for them and you will be hired on the spot. But those who succeed can get a promotion, earn much more than they did before and even get to work abroad.

If you think about it, there are advantages and disadvantages in just about any job or career that you decide to pursue. How you are able to deal with it is the challenge that you will have to face on your own. Those who can stand the pressure will probably stay for the long term while those …

Now More Than Ever Education is Important

Now More Than Ever Education is Important

In our great grandsparents' time, a high school education was considered sufficient, but those days are over. These days, a college degree is a goal that an increasing number of people are pursuing and it makes sense. The job market is more advanced and competitive than ever. An individual with a broad scope of job skills has the best chance of landing the most coveted positions.

Naturally, an education marriages far more rewards than only financial success. A well-rounded education promotes thinking skills that improve our lives. Education makes us more aware so that we can better comprehend our world and value other cultures. It escalates our confidence to manage life's challenges. Also, it can be entertaining; learning more about what interests you can add joy to your life since your age. Beside, education promotes healthy brain function.

The Key to Financial Success

According to the US Census Bureau, an individual with a bachelor's degree can expect to earn an average of $ 2.1 million through their working life, while people with only a high school diploma can expect earning $ 1.2 million through their working life. This important difference in elearning potential is predicted to widen even more in coming years, as more jobs necessitate some college education, if not a degree. People with a master's degree can predict to earn $ 2.5 million through their lifetime, while those with a doctor can foresee earning $ 3.4 million and those with a professional degree can anticipate $ 4.4 million.

College graduations are also less likely to be unemployed than those with less education. The need for college-educated employees is also anticipated to remain high. In 2006, the US Bureau of Labor Statistics predicted that between the years 2004 and 2014, 55 million jobs will be filled by entry-level workers. An estimated 13.9 million of these jobs will be filled by college-educated workers. The Bureau of Labor Statistics also predicts that positions for college-educated workers will increase at a faster pace than positions for non-college grads.

Preparation for Life

Extra eaching potential is not the only aspect drawing both traditional and non-traditional (adult) students to college in large numbers. College degrees in any major progress to better discriminate and increased goal setting skills, and college degrees that focus on a number of liberal arts courses enhancement a student's personal development.

Image-educated people are more likely to attain the dialectic level of reasoning. For example, they can evaluate two or more sides of an argument and devise a logical blend of these ideas. College grads have a more reasonable view of life and of social relationships than people who are unable to evaluate such scenarios. This can progress to a better ability to get along with peers.

Keep the Brain in Shape

There is also evidence that proves that education benefits the brain's physical health. Studies have revealed that highly educated people are less likely to develop various forms of dementia, particularly Alzheimer's disease. The foundation behind these claims is still …

Why You Should Pursue a Career in Commercial Truck Driving

Why You Should Pursue a Career in Commercial Truck Driving

Why should you pursue a career in commercial truck driving? That is a very good question. Hopefully, by the end of this article, you will have enough valuable information to answer it yourself. So, why should anyone pursue a career in commercial truck driving? Let me start by giving you some fascinating statistics about the trucking industry.

Did you know that of all the modes of shipment in the commercial transportation industry, the trucking sector dominates the field with 83.7% of the revenue? The rail industry comes in at a distant second with only 5.6% of the total revenue. The air sector is third with 3.2%, and the oceanic freight sector is barely in the running with only 1.4% of all revenue being transported by ships. As you can see, the trucking industry isn’t going away anytime soon. In fact, the trucking industry alone collects 650 billion dollars in annual revenue each year. That’s 5% of the nation’s GDP! The trucking industry also pays out 35 billion dollars in federal, state, and highway use taxes per year and will grow by 21% over the next ten years. Not many career fields can promise you such great job security without a four year college degree like the trucking industry can.

Speaking of job security, in May of 2013 there was an estimated 1.5 million heavy truck and tractor trailer drivers earning an average median salary of $38,700 a year, which calculates to roughly $18.61 an hour. In fact, the Bureau of Labor Statistics estimates that truck drivers who were at the lower end of the pay scale still made $25,330 a year and truck drivers who were at the high end of the pay scale made $59,620 per year. How many other jobs can boast such a wide range of salaries without a four-year or two-year college degree? Not many. So, where are more truck drivers employed than anywhere else? Texas, California, Pennsylvania, Florida, and Illinois. The state of Texas hired 157, 260 truckers in 2013 while Illinois employed an estimated 66,050 truck drivers. But, don’t think you will have to relocate to one of these five states in order to find a decent truck driving job. The entire east coast is full of states that have an average 40,210 to 157,260 working truck drivers. If you’re looking for the states with the highest concentration of truck driving jobs in the U.S. look no further. North Dakota boasts 15,310 trucking jobs with an average median salary of $47,580 while Arkansas, Nebraska, Iowa, and Wyoming follow closely. Truck drivers in Alaska have the highest median salary at $53,440, while truckers in North Dakota, Massachusetts, District of Columbia, and Wyoming make an average $47,000 a year. If you were to look at a map of the United States showing the areas where the most truck drivers are employed, you would see that truck drivers are heavily employed from Texas all the way over to Pennsylvania and Florida, and all the way up to …

A Career Tip for Students – Have a Back-Up Plan

A Career Tip for Students – Have a Back-Up Plan

How many people do you know from college who ended up employed in careers absolutely unrelated to their degrees? I know a few … actually, quite a few. Indeed, I would venture to say that a sizeable majority of college grads are now doing exactly what they did not set out to do. Out of survival necessity, or because a new dose of reality changed their interests or plans, they failed to something that simply did not figure into their original thinking. Dave has a BA in anthropology from the University of Washington, but, six years of stock clerk jobs later, along with some significant re-schooling, we see him working as a software engineer with Lockheed Martin. Janet has a BS in art history, but marriage, children, the cost of living, and the job market have directed her to re-train as a medical assistant. She is now working at a major hospital. These are both fictional characters and events, but they are based on an army of real cases.

So, if you are a student early in your college career and you are still thinking about choosing a major, or if you are a high school graduate looking forward, here is a piece of advice – do not choose a major. Choose TWO majors. Particularly if your major major (which you are passionately attached to) is not something "hot", as the job market goes, you may want to explore a second major that piques your interest but at the same time will afford you practical work opportunities as soon as possible after you graduate. In other words – HAVE A BACK-UP PLAN. This may mean taking a few extra courses. This may mean re-orienting your thinking a little about your future and your dreams. Here is a good first step in that direction: Check out the Occupational Outlook Handbook online by going to bls.gov/oco.

This is an excellent and comprehensive source of information about a variety of occupations. It is produced and updated by the US Department of Labor and it is entirely online – no need to purchase or order anything or complete an online registration form. For hundreds of occupations, this Handbook will tell you about training and education required, salaries, what the workers do on the job, the working conditions, information about the job market for each state, and, possibly most relevant to our topic – expected job prospects and job search tips. After you have done a little homework with this and any other sources you can get your hands on, then look at the school programs and requirements related to your choice (or short-list of choices, as the case may be).

Always remember that, no matter what your career passion is at the moment, it is a good thing to diversify. Go for two or more skill / education sets, rather than one. You may be glad you did … and you may have a little more control over your future as a result, instead …

Career Training In Cisco Network Tech Support

Career Training In Cisco Network Tech Support

Should you be aspiring to become Cisco accredited, but you’ve no practical experience with routers or switches, you should first attempt the Cisco CCNA qualification. This teaches you skills for setting up and maintaining routers. The internet is made up of hundreds of thousands of routers, and big organisations with multiple departments and sites also need routers to connect their computer networks.

Routers connect to networks, so seek out training that covers networking fundamentals (for example Network+, perhaps with A+) and then do a CCNA course. You’ll need an understanding of the basics before you commence any Cisco training or you may be out of your depth. Once qualified and looking for work, companies will expect good networking skills in addition to the CCNA.

The appropriate skill-set and understanding prior to commencing your Cisco training is crucial. Therefore, discuss the requirements expected of you with someone who will be able to help you.

It’s not uncommon for companies to offer inclusive exam guarantees – this always means exams have to be paid for upfront, at the start of your training. But before you get taken in by the chance of a guarantee, consider this:

You’ll be charged for it ultimately. You can be assured it’s not a freebie – it’s simply been shoe-horned into the price as a whole. Those who go in for their examinations when it’s appropriate, funding them one at a time are much better placed to get through first time. They’re mindful of their investment and prepare more appropriately to be up to the task.

Isn’t it outrageous to have to pay a training company at the start of the course for exams? Find the best deal you can when you take the exam, rather than pay marked up fees – and do it locally – instead of miles away at the college’s beck and call. A great deal of money is made by a number of companies that get money upfront for exam fees. For quite legitimate reasons, a number of students don’t get to do their exams and so the company is quids-in. Amazingly, providers exist who depend on students not taking their exams – as that’s where a lot of their profit comes from. You should fully understand that re-takes through training companies with an ‘Exam Guarantee’ are monitored with tight restrictions. They will insist that you take pre-tests first until you’ve demonstrated an excellent ability to pass.

Prometric and VUE exams are currently clocking in at an average of 112 pounds in Great Britain. Students should be very wary of forking out hundreds of pounds extra in fees for ‘exam guarantees’ (usually wrapped up in the course package price) – when good quality study materials, the proper support and study, commitment and preparing with good quality mock and practice exams is what will really guarantee success.

A fatal Faux-Pas that many potential students make is to choose a career based on a course, instead of focusing on the end result they want …

What's a Career as a Mechanical Engineer Like?

What's a Career as a Mechanical Engineer Like?

Many engineers specialize in mechanical engineering. This subset of engineering revolves around the application of physical principles for mathematical analysis, design, manufacturing and maintenance of mechanical systems. The industry is divided up into smaller areas of focus: mechanics, kinematics or movement, and the energy of physical objects. Let's take a look at what makes a career as a mechanical engineer so rewarding.

Challenging Work

Mechanical engineers use their knowledge of force, heat, mass and energy in design structures. They help research, design, test, create, maintain and monitor heating & cooling systems, vehicles and aircraft, bridges, buildings, machinery, industrial equipment and more.

A key focus in mechanical engineering is optimization. Work as a mechanical engineer focuses on optimizing ease and durability in projects, costs, safety and usefulness. Some tools frequently used by mechanical engineers for manufacturing projects are: CAD / CAM, CFD, FEA, milling machines, robots, CNCs and lathes.

Career Tidbits

The following list includes a few bits of interesting information about the field of mechanical engineering:

– Work as a mechanical engineer is generally 40 hours per week, but may be more, especially under tight deadlines and heavy workloads. The daily tasks often involve work outside an office and in the field.

– The best mechanical engineers enjoy solving complex problems. They are true innovators.

– You will need at least a Bachelor's degree to qualify for a position as a mechanical engineer. Most accredited colleges and universities offer specialized programs in mechanical engineering.

– Job opportunities for mechanical engineers are planned to increase at a faster than average rate through 2014.

– The average salary for engineers in 2002 was reported at $ 65,000. Top engineers earn over $ 90,000 per year. A mechanical engineer just out of college would earn an average of $ 40,000 per year.

– Mechanical engineers commonly wind up working in corporations or for the government.

Mechanical engineering is one of the broadest and hottest tasks in the engineering field. …

Mike Anderson Bio – Head Basketball Coach of University of Missouri (MU) Tigers Basketball Team

Mike Anderson Bio – Head Basketball Coach of University of Missouri (MU) Tigers Basketball Team

Mike Anderson is best known to most college basketball fans today as the head coach of the men’s basketball team at the University of Missouri which is also commonly referred to as Mizzou or simply MU. Coach Anderson has received praise from supporters of the Columbia, Missouri based college for leading the basketball program to post season NCAA Tournament wins following both the 2008-2009 season and the 2009-2010 basketball season.

In addition to being a proven winner on the basketball court Anderson has won over the hearts of faithful MU Tigers supporters with his consistent commitments of loyalty to the university. In March of 2009 Mike signed a contract extension with MU and in doing so reportedly turned down an even more financially lucrative offer from the University of Georgia of the Southeastern Conference (SEC).

In the spring of 2010 a similar concern arose when University of Missouri fans were one again afraid that they might lose their successful basketball coach to poaching efforts by another college. During the 2010 scare the threatening school was the University of Oregon which due in part to the tremendous resources bestowed upon the university by locally based Nike was reportedly offering Coach Anderson a significant salary increase to move to the Pacific Northwest and coach the University of Oregon Ducks in the Pacific 10 (Pac 10) Conference. Coach Anderson chose to politely pass on the offer from the Oregon Ducks and remain committed to the contract extension that he signed with the Missouri Tigers on March 31, 2009.

Long before becoming a hot commodity in the world of Division-I basketball coaches Mike, born in 1959, grew up in Alabama where he was an all-state high school basketball player in his own rite. After high school Anderson played for now well-known basketball coach Nolan Richardson (who eventually won a national championship with the University of Arkansas in 1994) at the University of Tulsa. The duo of Mike Anderson and Coach Richardson won a NIT Championship together in 1981.

After graduating from the University of Tulsa in 1982 Anderson spent three seasons as an assistant coach at his alma mater and when head coach Nolan Richardson moved to the University of Arkansas in 1985 Anderson followed suit and served as an assistant there for 17 years. In 2002 Mike Anderson accepted a head coaching position in the city where he was born at the University of Alabama Birmingham or UAB for short. After four very successful seasons at UAB Anderson accepted the head coaching position at the Big 12 Conference mainstay the University of Missouri where he has been ever since the 2006-2007 season.…

Paralegals and Secretaries – An Exploration of Earnings

Paralegals and Secretaries – An Exploration of Earnings

Income for paralegals and legal assistants varies, depending on education and training, work experience, geographic location, and the employer by size and type. Typically, paralegals working for large metropolitan law firms earn more in salary and benefits.
According to the US Department of Labor in May 2004, "full-time wage and salary paralegals and legal assistants had median annual earnings, including bonuses, of $ 39,130.The middle 50 percent earned between $ 31,040 and $ 49,950. $ 61,390, while the bottom 10 percent earned less than $ 25,360. " In addition to their salary, many paralegals receive bonuses. It is unclear whether bonus reporting was included in the statistics; if not, those earnings would rise even higher.

Continuing with the Department of Labor statistics: "Median annual earnings of legal secretaries were $ 36,720 in May 2004. The middle 50 percent earned between $ 29,070 and $ 46,390.The lowest 10 percent earned less than $ 23,270, and the highest 10 percent earned more than $ 56,590. "

Thus, by comparison, paralegals have greater opportunity to earn a higher salary than legal secretaries.

Do legal secretaries earn approximately the same as other types of secretaries? No, it is higher. Referring back to Department of Labor compilations: "Medical secretaries earned a medical annual salary of $ 26,540 in May 2004. The middle 50 percent earned between $ 21,980 and $ 32,690. Median annual earnings of secretaries, except legal, medical, and executive, were $ 26,110 in May 2004. "

Let's compare the median annual salies:

Paralegals – $ 31,040 to $ 49,950

Legal Secretaries – $ 29,070 to $ 46,390

Medical Secretaries – $ 21,980 to $ 32,690

Secretaries (Exception Legal, Medical and Executive) – $ 26,110

Which type of position is more attractive based on salary?

It is highly advisable for young people to earn college educations. Competition for jobs is fierce, and particularly with current technological advances, higher education is just plain required to land career jobs. Players in the game of Life who go straight to work rather than the college route, in reality, may wind up with dead-end jobs and victims of the saying, "he worked until the day he died."

With paralegal salaries registering at a higher rung than the other office positions, it is reasonable that legal assistants would more than likely require the most education and training. Employers hiring any of the above positions may consider candidates with general course work, but specialized training would normally be given greater consideration. Specialized training suggests a new hire will pick up the work ball already running. This may also be less cost to the employer during in-house training.

Explore your opportunities for higher education, and consider a career as a paralegal. Salaries are good. The work is interesting. With advancement potential, a paralegal career is an excellent choice. Is it the right one for you? …

Online College Degree in Horticulture – Help With Choosing The Right Course

Online College Degree in Horticulture – Help With Choosing The Right Course

A career in horticulture is not one that many people pursue, however for those that do; they will soon learn that expectations and standards of results are very high. Once a person has achieved those standards on many occasions, and then they are elevated to the status of a professional and often are called upon by others looking for advice and guidance.

A good start for anyone wishing to pursue a career in this area is to complete on online college degree in horticulture. There are many colleges around the country, that offer these courses and students can have flexibility of studying from home and shopping around to find a course that fits their budget.

An online degree in horticulture will help gain a place in many fields of work including a golf course supervisor, a public garden administrator or a landscape gardener. So how do you find the course that is most suitable for you?

The first place to start is by searching the internet. Simply inserting “Online college degree in Horticulture” into a search engine such as Google, will bring up all the different colleges that have the course. Start by checking the college is accredited and it is not an online degree mill.

An online degree mill will often print out degrees for you at a cheaper cost and in less time. The only problem with this is many employers can spot a degree mill qualification and will automatically discard you from any job interview. If a college is accredited then you can start to look more into their courses.

To receive a course outline for an online college degree in horticulture, you will have to ask for one to be sent to you via email, alternatively some colleges give the web address where you can view and print the course.

Be careful to study the course outline and make a note of what practical experience you will gain. A career in horticulture is about knowledge, however skills are also required and it is important that you get to test those skills in an environment without pressure. Most horticulture colleges will have their own gardens, greenhouses and turf patches, for the students to get practical experience.

There is no doubt that a degree in Horticulture will boost your career however be sure to choose the right one so you can learn from professionals and one day be able to class yourself as an expert in the field of Horticulture.…

Early History of Oxford University

Early History of Oxford University

There has been a passing around Oxford since Roman times. However nothing permanent was established until about 700 AD when the hamlet of Oxnaforda became a strategic place between the kingdoms of Mercia and Wessex. After the Norman request the town was fortifies from about 1070. Some of these city walls remain and one of the mounds is still in existence (by the Old Prison)

Origins of the University.

The first evidence of learning in Oxford could be traced back to 720 AD when the local ruler King Didan founded a nunnery for his devout daughter Frideswide. This was built in the grounds of Christ Church Cathedral. This nunnery later dissected but it was taken over by a community of Anglican monks in about 1120. They rebuilt the chapel and dedicated the church to St Frideswide. This was the foundation for Christ Church Cathedral.

By 1167 there were 3 small monastic schools of learning in Oxford, of which the community in Christ Church was one. Around this time of 1167 many English schools were forced to flee the University of Paris. The current King, Henry II encouraged many of these to come to Oxford and continue their studies. The patronage of Henry II was important for the development of Oxford as a seat of learning.

The schools welcomed the traditional curriculam from Paris. All learning was under the Chuch of Rome and all scholars and Masters were in holy orders and used to wear a long black gown. These scholars were not of the nobility but often from humble origins but they played an important role in the administration of the state being the small% of the literate population.

In 1214 Oxford was recognized as a university by the Church and the first Chancellor was appointed. This attracted many scholars to come. These young boisterous schools often created friction and conflict with the local towns people and during this century there were frequently "town versus gown" riots which left a couple of people dead. Because of this many schools moved to other towns such as Cambridge leading to the formation of other universities.

In the 13th Century many masters created halls of residence to protect scholars from local hostility. Also in the 13th century there appeared the first of the University colleges. Colleges were different to the halls of residence because they were not tied to the monastic tradition. In fact many colleges preverted their members from taking monastic vows. This enabled more adventurous teaching than in the monastic halls. The colleges were like a secular response to the monastic halls of residence.

Oxford Colleges were usually founded by rich churchmen who had no offspring to leave their wealth. Thus it was seen as a commendable act to create a college and endow it with wealth. Because of their greater wealth and permanence the colleges flourished and gradually began to overtake and absorb the smaller, more impermanent halls.

The first 3 colleges to be set up were University college, Merton …