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Day: May 3, 2019

4 Reasons Why You Need Life Insurance in College Itself

4 Reasons Why You Need Life Insurance in College Itself

Life is full of uncertainties and we can never know what life has planned for tomorrow. And students are no different in that. Even if you are a student that doesn’t mean that you are immune from the unwanted events of life. Life insurance policies protect you and your loved ones against the uncertainty of life. In case of an unfortunate event, the insurance provider helps with a lump sum amount of money helping the family to take care of financial debts and other responsibilities. Losing a child can be a heart-breaking experience for any parent and accumulated cash amount can be very helpful in such situations. Parents or loved ones may utilize this amount to help them to take care of funeral expenses, pending personal or education loans and other essential expenses. In this article, we are going to explain what is the importance of a life insurance for students and the benefits offered by various insurance providers.

Life Insurance Options for Students

Insurance providers are coming up with advantageous life insurance policies for different types of customers and students are no different. Usually, students are more into enjoying their college time than thinking of protection from unfortunate incidents. For once, it may seem irrelevant to the students, but if you go into the details, you will find life insurance is a smart buy. However, most people don’t realize the need in the early stages of their life and hence can’t buy one for them. Such policies are providing the students a useful way to take care of their study and other essential expenses.

There are multiple companies offering life insurance plans at affordable rates online. You are just requested to fill an online for the official website of insurance providers or on an insurance portal with multiple providers. Insurance representatives from different companies will reach you with top insurance quotes as per your requirement. They will patiently listen to your queries, explain all the available plan clearly and suggest the most suitable for you. Comparing the different plans for their coverage and benefits, you can choose a plan offering the maximum coverage for the best price. Also, students are considered to have a longer life-expectancy than some older buyer and are expected to live longer. Hence, insurance policies offer a cheaper insurance plan to attract younger buyers. If you are unmarried along with being a student and make you mind buying a life insurance plan, you may qualify some great discount of your insurance plan and get a premium quite cheaper than someone who is married or is working with a firm. Moreover, if you buy a life insurance plan in early stage of life, you can help your parents take a breath if relief as they won’t have to think much about the uncertainty of future.

Reasons to buy a life insurance plan for students

There are several reasons that may compel a student to a buy a life insurance for themselves. Here are a few of

Business Success Tip – Never Stop Learning

Business Success Tip – Never Stop Learning

Business owners sometimes have a hard time with change. Setting up a business takes a ton of work to begin with and changing the way you've decided to do business means even more work. Chances are, when you set out to start a business, you did not do it because you were interested in making your life as tedious and laborious as possible. On the contrary, you wanted to do something you loved and were good at and make some money from it. Unfortunately, change is the only thing anyone can count on in the future. The good news is that the more open you are to changes, the better your business will absolutely be and the easier it will become both to do business and to keep adapting. Cultivating a love of learning and a willingness to apply it is the single best thing you can do for your business.

Learning new things everyday and staying on the forefront of technological and business trends will help you keep your business relevant and competitive. Learning as much as you can about your industry, business in general, and your customer's wishes may inspire you to make changes in your business, and making these changes might not be fun or easy, but every time you make a change and learn from the out, your business becomes a sleeker and stronger. Also, many of the technological innovations that appear every day are created to make business easier. So, if you can summon the motivation to make a change now, you can potentially save yourself a lot of time and effort in the long run.

Many of the largest companies in the world are able to remain viable because they are willing to make necessary and sometimes painful changes to their structure and business model. Bill Gates is the CEO of one of the largest and most successful companies in the world and he is a self-proclaimed lifelong learner. He attributes his success to his desire to learn new things all the time and his willingness to make changes based on his learning.

If you stop learning, innovating, and advancing, you fall behind; because the rest of the world is thundering on like a juggernaut and they have no problem leaving you and your silly little company in the dust – more cake for them.

If you can learn to love learning, your responsibility to stay on top of business trends will be met with ease. Then, you need to be humble enough to open your mind to the possibility of changing the way you live and work for the better. Easier said than done, I know, but not only is it helpful to your business to keep learning, it's absolutely vital.

Success Tip: Never Stop Learning (employees)

We've been admonished our entire lives to learn. From the time we enter kindergartens to the time we graduate from college, our main purpose in life is to consume information and regurgitate it on demand. The …

The Exceptional Cognitive Abilities of Dolphins

The Exceptional Cognitive Abilities of Dolphins

Dolphins are perhaps the most intelligent aquatic mammal on Earth. With their self-awareness and abilities to communicate, reason, express emotions, adapt, and perform altruistic acts, they have spread across every ocean and many freshwater rivers in the same way humans have populated every continent. The cognitive abilities of dolphins are exceptional. Below is a close examination of this mammal’s brain size, structure and remarkable cognitive abilities.

I. Brain Size/Structure:

Dolphins have a large, folded brain with an exceptional intellectual capacity. As a result, they learn extremely quickly and possess the ability to produce creative responses.

Although their cerebral cortex is 40% larger than that of humans, it is shallower, resulting in a neocortical volume that is 80% of that of humans. Nonetheless, both possess comparative cerebral hemispheres and folding to process sensory information and stimuli.

The average bottlenose dolphin brain weighs 1.7 kg (.4 kg more than the average human brain). When comparing brain size to body size – the Encephalization Quotient (EQ), the average dolphin brain registers between 4 and 5 (second to the 7 EQ of the average human brain and significantly higher than the EQ of any other type of animal including the great apes). This indicates a close proximity to human cognitive abilities.

In comparison to humans and other land mammals, a dolphin’s brain has five versus six layers in their neocortex, with no functional segregation. This likely permits humans to focus on greater detail and dolphins to process sensory information at greater speeds, which may be more critical in a 3-dimensional water-based environment with few distinguishable landmarks where sound travels 4-5 times faster than on land.

In addition, relative to brain size, a dolphin’s brain has a significantly larger cerebellum than a human. This is likely since an aquatic environment places greater need on motor control. Furthermore, a dolphin’s cerebellum is also larger due to the absence of functional specialization, since it is likely used for cognitive processing.

Unlike the human brain, a dolphin’s brain includes a paralimbic lobe to enhance integrated information and emotional processing. It is likely that emotions play a greater role in a dolphin’s life than a human life.

Dolphins generally sleep in a semi-alert state by closing one eye and resting one side of the brain at a time. They usually alternate, closing one eye for 5-10 minutes and then the other. Within a 24-hour period, dolphins generally rest each eye and each side of the brain between 3-4 hours.

This is necessary so that dolphins can keep a lookout for potential predators – usually large sharks and killer whales. Remarkably, many dolphins in captivity, having recognized the absence of potential predators, rest both sides of their brain simultaneously, sleeping with both eyes shut.

II. Social Setting:

Dolphins are exceptionally social animals, consistent with humans, great apes and other creatures displaying high levels of intelligence. They occupy home ranges and live in pods or schools known as fission-fusion societies based on subgroups of age and sex-related individuals with size varying …