Start A New Career And Be Your Own Boss

Start A New Career And Be Your Own Boss

Tips on How to Start a New Career

Whether you’re bored or dissatisfied with your work situation or just want to do something different, making a career switch is life changing and the beginning of a new chapter in our lives.

It takes a lot of energy and can be a bit stressful and overwhelming at times when changing careers at any age. It’s also a very exciting time and when you mix motivation and energy with a well thought out plan, progress toward your goals is a sure thing. It’s only a matter of time before you become an expert and start reaching your potential in a new chosen career.

If you were to have a good vision of what it is that you want to do for the future, it would make the switch a lot easier and quicker.

Be sure to take the time necessary to discover just what it is that you really want. The job or career will, most likely, be for many years to come, so settle on a specific plan to accomplish the pre-set goals. Taking an organized approach is important for best results no matter what the reason for the desired change is.

If you’re confident and know exactly what you want and where to start then you’re in a nice position to get off to a great start with lots of enthusiasm and positive energy. If you don’t quite know what it is that you want to do with your working future, the process can be somewhat slower. This is simply because of the time that it takes to reach a career choice.

Below are 9 tips on how you can start a new career and be your own boss:

  1. Make a well-thought-out list of what you are good at and what you enjoy doing (that might be two different lists). See just what your talents and interests are. Be sure to write everything down neatly, take your time and follow these steps.
  2. What have you done in the past and what can you do now? Do you have any limitations, age perhaps, or a disability? Is a work from home situation best for you as it is for so many others?
  3. Considering the above, what would you really like to do? Make a list of 3-4 possible career choices, then decide on one of the choices and focus on that completely. Make sure that you will be able to perform the career duties right into your retirement years.
  4. Research, study and learn everything that you can about your newly chosen career and become an expert or authority within the boundaries of your chosen field.
  5. Don’t stress but keep your present job as long as you need it. It’s always best to not be in a rush but to be thorough, and become an expert, a go-to guy in your new field.
  6. Continuously increase your learning. Additional training and practice can only make you more valuable as well as ready and
Everything About Life Insurance!

Everything About Life Insurance!

I want to start off this 2010 with an article regarding Life Insurance. Many people find this topic morbid but believe me when I say this contract is as important as a Will and should be taken just as seriously as health insurance. Due to the length in details of this article I have provided chapters for easy reading. I hope this will educate you on Life Insurance and the importance of its necessity. (Note: For better understanding “You” is the policy owner and the insured)


1= Introduction

2=When/If you have Life Insurance already

3= Difference between a Insurance Agent and Broker

4= Types of Policies

5= What are Riders and popular types of Riders

6= The medical exam

1) About general Life Insurance:

This is a contract between you and an insurance company to pay a certain amount (the premium) to a company in exchange for a benefit (called the Death Benefit, face amount, or policy amount) to the beneficiary (the person you want to get paid in the time of your death). This can range based on the type of policy (which will be discussed momentarily), your health, your hobbies, the Insurance company, how much you can afford in premiums, AND the amount of the benefit. It sounds overwhelming but it is not if you have the right agent or broker.

Now many people can say that Life Insurance is like gambling. You are betting that you will die in a specific time and the insurance company bets you won’t. If the insurer wins, they keep the premiums, if you win…well you die and the death benefit goes to the beneficiary. This is a very morbid way of looking at it and if that is the case you can say the same for health insurance, auto insurance, and rental insurance. The truth is, you need life insurance in order to ease the burden of your death. Example 1: A married couple, both professionals that earn very well for a living have a child and like any other family has monthly expenses and 1 of the couple has a death. The odds of the spouse going back to work the next day is very slim. Odds are in fact that your ability to function in your career will lower which RISK the cause of not being able to pay expenses or having to use one’s savings or investments in order to pay for these expenses NOT INCLUDING the death tax and funeral expenses. This can be financially devastating. Example 2: lower middle income family, a death occurs to 1 of the income earners. How will the family be capable of maintaining their current financial lifestyle?

Life insurance is about the ability of lowering the risk of financial burden. This can be in the form of simple cash or taxes via estate planning.

KEY Definitions:

The Insured: The person that is covered by the insurance company (He/She does NOT have to the policy owner)

The (policy) Owner: The one …

Resume Writing Solutions for Your Challenging Career History

Resume Writing Solutions for Your Challenging Career History

Do you have a completely unblemished work history? Was writing your resume a breeze because you are perfectly qualified with a model career and educational background?

Or, do you find yourself struggling to prepare your resume … struggling because of some glitch or problem in your background that you do not know quite how to increase in your resume?

· Maybe you are too old … or too young …

· Maybe you have an obvious gap in your work history …

· Maybe you have changed employers too many times …

· Maybe you are a new graduate with little-to-no relevant experience …

· Maybe you are an executive who needs to explain what appears to be a demotion …

· Maybe you are returning to the work after taking some time off …

· Maybe you are trying to change careers and your past experience does not relate …

Do not feel alone! It is the extraordinarily rare job searcher who does not struggle with how to deal with some problem on their resume.

As a professional resume writer I have worked with thousands and thousands of clients, and while every single one of those clients is unique, they all have one thing in common: they have a problem that they need me to solve for them.

How do I do it? The truth is that the solution is often as unique as the individual client. But, to develop those solutions, there are six steps that I carefully think through prior to tackling any new project for a client. As you work on developing or refining your own resume – as you try to come up with ways to transform your troubled work history into a job-winning resume – it may be helpful for you to work through the same six steps.

Step # 1 – Know your goal What is your current career goal? What profession? What industry? What professional level? Knowing your objective and goals for a job search is the foundation of not just your resume, but of your own job search.

Without you know where you are going, you will have no idea what the focus of your resume must be and you will not even have a clue how to begin writing it. Do not expect a busy employer to figure it out for you. Your resume must have a precise focus and it must convey that focus in five seconds or less. If it does not, it will be discarded. It is that simple.

Step # 2 – Know your audience Now that you know your goal, you are in a position to begin thinking about the recipients of your resume. What are the expectations and requirements of a candidate for the job you are targeting? What are the problems that a person in your ideal position is likely to be faced with?

Remember (speaking of problems) that the person doing the hiring has problems that they are hiring their new-hire will …

Careers in the Music Industry – Getting Into a Music Career

Careers in the Music Industry – Getting Into a Music Career

The year may be different, but some things about the music business are still the same. One must find the right door to make it in successfully. You may be a singer, songwriter, dancer, or a music technician. Getting your start in the music industry can be a matter of being in the right place at the right time.

If you have followed the music industry over the years, then this is no secret. In certain circumstances, it is as much who you know as it is what you know. That is the "mystique" of the music business.

The entertainment business has changed. There are more ways for musical artists to break into the biz. They seem to be springing up from everywhere. Shows like "American Idol" started the reality show craze to find new talent. It's like "Star Search" gone wild.

Technology has advanced as well. Music used to be available on vinyl records or eight-track tapes. Now, there are CD's, mp3 players, cell phones with music capabilities, and other electronic ways to hear and capture music. With new advances come more jobs for technicians who want to try their hand at laying tracks and creating new sounds.

Even with all of this, one has to be creative to break into the music business. It is a challenge but if music is in your blood, you will find a way. Start with your education.

No one wants to hear that an education is important. We all heard that speech in high school. Well, it's true. And, education in the arts is more sophisticated than you think. You will not be sitting in a stuffy classroom all day listening to a Ben Stein-esque teacher quote music theory.

To get the most from your college education, you need to be sure that the professors have had practical experience in the music industry and that they keep current with music trends. The class sizes are small enough that you get hands-on time with the equipment. Both of these things will benefit you when you look for a job.

Beyond education, get your name out there. Free Internet sites like MySpace and YouTube can be used to your advantage. Create a page and upload videos of your work. If you are a sound mixer, broadcast new sounds. Copyright your work so that no one can steal it from you. Millions of people surf the net so you never know who might discover your talent.

Everyone wants a permanent job over temporary work. It is steady income that puts food on the table and pays the bills. But, consider contract work as a way to gain experience and make industry contacts. Music videos are staffed on a job by job basis. You can get work on one of these productions.

Treat your contract work as a once in a lifetime shot. You will be there for the duration of the job, so make every moment count. Show them what you can do. Follow all …

Business Planning For College Students and First-Time Entrepreneurs

Business Planning For College Students and First-Time Entrepreneurs

More and more students, both in undergraduate and graduate institutions, are deciding to launch their own ventures upon graduation rather than taking the traditional route of working for another firm. Likewise, more and more individuals are leaving their jobs to fulfill their entrepreneurial dreams.

While these ventures may ultimately be very successful (e.g., Google and Microsoft were both launched by students), they face certain challenges in their business plans and capital raising processes. The foremost challenge is overcoming the lack of experience of the management team. A classis chicken-and-egg problem presents itself – the management team has no past company successes to point to, and can’t prove itself unless given the opportunity to launch the business. While this problem is nearly always the case for graduating students, it also presents itself to many entrepreneurs, particularly those who are launching their first ventures.

To overcome this challenge, these ventures must represent themselves as having a great team by attracting a stellar management team and/or advisors. By attracting a quality management team, even if the team will not start until after financing, it gives investors that confidence that the plan will be properly executed. It also proves that the entrepreneurs have the ability to “sell” others on their vision. The management team need not be complete before seeking capital, since additional members will most likely be added after capital is raised. For instance, shortly after Google raised capital from Sequoia Capital and Kleiner Perkins Caufield & Byers, Omid Kordestani left Netscape to accept a position as vice president of business development and sales, and Urs Hölzle was hired away from UC Santa Barbara as vice president of engineering.

Attracting high-quality advisors builds great credibility since if respected individuals are willing to risk their reputations by taking an advisory position, the venture must have some merit. Advisors can also help with the execution of the business and sometimes will also provide the needed capital. In Google’s case, when no major portal was interested in partnering with or funding the company, Larry Page and Sergey Brin were able to convince Andy Bechtolsheim, one of the founders of Sun Microsystems, to become an advisor and investor. Bechtolsheim contributed the initial $100,000 to the company.

Even if the venture is able to attract quality management teams and advisors, it will always be at a disadvantage versus other ventures headed by entrepreneurs who have “been there, done that” successfully in the past. To compensate for this, these ventures must really know their customers, know their market and know their competition. By possessing an in depth knowledge of the external factors that will effect the company’s success, the entrepreneurs can both create a solid business strategy and convince investors that an opportunity really exists. If the opportunity truly exists, then investors know that even if the venture is initially mismanaged, then they can hire additional managers later to put it back on course.

In summary, when students or first time entrepreneurs, begin developing their business strategies and plans, …

Globalization’s Impact on an Accounting Education

Globalization’s Impact on an Accounting Education

The world is in constant motion and transforming its information, customs, cultures, and ideas daily; this is the process of globalization and it is gaining a lot of popularity in the business world and quickly becoming, if not already, a social norm. The world is becoming smaller, technology is improving and markets are becoming larger in this rapidly growing global economy. Students today are part of this change in a sense that college students in the field of accounting are reevaluated and taught differently to better aid them with international awareness and customs to ensure future successes within this business field.

Accounting is known as the “language of business,” it is imperative that globalized companies understand and can harmonize with one another to make sure a common understanding so that accounting procedure is understood by the entire business community (Paul, 2007). “While the changes in the business environment impact accounting and accounting education, there is a recent call to advance the research in accounting education in order to provide the best answers to the challenges from the environment” (Albrecht and Sack, 2000; Albu, 2012). Therefore, teaching accounting to students today include a longer and more diverse structure to accommodate and keep up with emerging economies (Albu, 2012). To encompass the idea of globalization for accounting students, they must understand two key concepts; the accounting process they learned in school, Generally Accepted Accounting Principles (GAAP) and accounting principles used internationally, International Financial Reporting Standards (IFRS) (De Gottal, 2014). If students only focus on GAAP, it could hinder their opportunities for a job in the future when dealing with international financial companies. GAAP, which is mainly taught as US colleges are not used worldwide. It would be necessary for students to grasp both concepts to help gain essential comprehension which will give them the opportunity to go further than those without this knowledge.

If not yet, then very soon, accounting majors will be made to take more international courses so they can entirely understand and be knowledgeable of the different political, economic, and market systems of every country. To fully grasp these principles can only help students studying accounting when they are finally applying for jobs in this competitive field. It would not be surprising that in the future, countries eventually comply with each other to craft one set of accounting standards and laws. Along with more intensive classes possibly being added to the already 150 credits, five-year program before students can even sit for their CPA exam; students will never stop learning after they graduate. Accountants must constantly be up to date with the changing of such globalized markets and principles, since both GAAP and IFRS are updated so frequently.

Today, accounting firms are looking for more diversity when hiring a potential employee. For instance, many students take a major in accounting and a minor in Finance. Firms today are looking for more variety in a potential candidate. Minors, or even a double majoring in international business shows firms of ones …

Getting the Best Education With a College Admissions Counselor

Getting the Best Education With a College Admissions Counselor

Are you prepared to send your child to college? Knowing which academic institution can hone the talents of your child is challenging if you have no direction about the current college admissions landscape. There is no use starting the admissions process early if you do not know which colleges can offer vast opportunities for your child. In addition to this, the college entry process can be complex. For students and their parents to go about this correctly, they will need to hire college counselors.

Reasons to Hire a College Counselor

A college admissions counselor can help you in many ways. This professional can make sure you have a good choice of college for your child. A professional counselor can also lessen the stress broached about by the long and tiring admission process. It is no wonder many families seek the help of private consulting companies.

You may have specific requests with academics, athletics, and other learning needs. A college admissions counselor can check various colleges with special programs for your child. This assures your kids that they will go to a school that best suits them. Part of the duties of college consultants is attending many conferences and visiting campuses regularly. They should have a wide array of professional resources and a wealth of experience with high school preparations and organizing admissions requirements.

Counseling Services Outside School

The ratio of counselors offering college counseling to students in many high schools is extremely high. In most cases, they reach 500 students to one counselor. Because of this, school counselors do not have enough time to individualize the process for their students. Even the most experienced high school college counselors may have difficulty dealing with too many students. They may not provide enough care and attention your child deserves.

Most of the time, schools assign in-house college counselors to do other additional tasks at their high schools. Some of these include guidance counseling on personal formation, scheduling appointments, conducting career and personality tests, and record keeping. They do not have time to attend conferences and college tours. This results to poor relationship with admission representatives. As a result, they are outdated on recent college admission news and admission requirements.

This is one reason parents have to look for college admissions counsel outside the school. Most prefer working with both in-house and private counselors. Most professionals offering counseling services in high schools follow strict rules, requirements, and job description of their schools.

The additional insight private consultants offer can be a good asset to in-house counselors who must write hundreds of recommendation letters. The relationship maintained with a private consultant can remain confidential depending on the discretion of the family. The release of any information is also dependent on the family's decision.

Useful Reminders

If you are planning to hire reputable college counselors, get those who visit different colleges. Get one who knows how to prepare college lists, assist with college essays, and work on activity resumes. Your chosen consultant should know how …

Medical Billing Careers

Medical Billing Careers

There are a number of fields in medical career where one can specialize: Master of Healthcare Administration, RN to BS in Nursing, BS in Health Administration, Doctor of Health Administration, MS in Nursing / MBA / Health Care Management, Healthcare Management, Medical Office Billing and Coding Specialist, Patient Care Technician, Pharmacy Technician, Medical Assisting, and Medical Insurance Billing/Coding.

One of the most important careers is medical billing. Medical billing requires a lot of hard work and a broad knowledge of medical terminology, anatomy, proper form completion, and required coding. Not only this, a biller has to have the knowledge for basic computer information and should have a typing speed of at least 35 words per minute.

A good temperament is another important thing that a medical biller ought to have. He is supposed to interact not only with the patients and their relatives, but also with their colleagues, doctors, medical representatives, medical professionals and other office personnel. For the billers, the basics of customer service are quite important.

However, medical billing and its related occupations are one of the fastest-growing fields in health care. Insurance companies and the government are investing a lot of time and money in order to catch fraud, abusive practices, and medical necessity issues. Therefore, the importance of the medical billers and coders is on the rise.

It is not always the case that a medical biller has to wait for a company to hire him. A medical biller is also able to work independently out of his home. This can be achieved if a biller sets up an electronic billing system through his home computer(s). Specialization in insurance billing is another field that can prove to be lucrative for billers. This is a position of self-employment through which a biller can render great assistance to the patients, and understand their insurance bills and what they should be paying.…

Coming Up Empty In Education Reform

Coming Up Empty In Education Reform

The recent days for public education reform from the No Child Left Behind Act, the Core Curriculum mandate, and standardize tests have all placed public education on notice that once again our policy decision makers have continued their assault on education. All they have done has directed in a educational system that continues to fail our youth. From the mainstream Republican stance of what they have done in issuing these mandates that literally shoved down the public's throats misguided attempts at education reform. This is nothing more than political expediency. What has been happening with all these mandates is a continuation of glossing over the real undering problems facing education in this country. If education was run like a business there would be far more accountability and structure in our public schools today. But, like everything else our most stupendous governmental officials have done is thrown tax dollars down the toilet. Meanwhile our youth are far worse off today in educational standards compared to the rest of the world.

Someone once said just recently that teachers alone can not change conditions in our schools. The only way to gain back the supremacy we had in educational standards that prevailed in the 1950's and early 1960's will take nothing short of a revolution. When we take a good hard look at the landscape of America today we find that the US is indeed fractured. In one hand we have the wealthiest few who control the all too powerful politicians, Those self serving bureaucrats continue to overlook the obvious distress that the majority of Americas are wallowing in. Then there is the majority of the population, those multitudes wallowing in desperation hiring that somehow someday soon things will get better. Meanwhile our youth, the future generations of Americans continue to suffer the consequences of failed educational mandates and initiatives by a political system that by its own nature fails to forgive what really is needed to reverse the effects of years of meddling in educational policies that worked for decades prior to the late 1960's.

The one key component in education reform where students in all grade levels are able to succeed is always overlooked by our illustrious bureaucrats. When we really take a close look into America today we find their are so many children just like Bob and Jane Smith. Brother and sister both are sixth graders at Roosevelt Elementary. Typical children, but what their teachers did not know until after their parents lost their home when. Smith got laid off and the bank foreclosed. For over a year the Smiths have had to live in a two bedroom apartment in a not so nice area. And, with only one income, a minimum wage job at Walmart many a night Bob and Jane do not get enough to eat let alone the proper vitamins and nutrition they both need during the day. When we really stop to think what is actually occurring all across the country today it is unconscionable …

Personal Career Development – Why So Many Network Marketers Fail and How You Can Succeed

Personal Career Development – Why So Many Network Marketers Fail and How You Can Succeed

Home Based Business

More and more people are setting up their own home based business and are working on their personal career development. If you are among the newest and brightest, you might be surprised to learn that almost 95 percent of all network marketing businesses end in failure. Keep reading to learn which five fatal
mistakes to avoid.

Network Marketing

The high failure rate can be alarming, believe me I know. But it might offer some comfort for you to know that this failure rate does not have to apply to you. The fact is, network marketing works if you work it. Incorporate this advice into your personal care development and profit from the mistakes of others by not repeating them in your business.

5 Fatal Errors

1. Leads List – This is perhaps the single biggest mistake people make. There is absolutely no way to succeed in this business without a leads list. Whether you are a traditional MLM marketer seeking leads for new reps or are involved in the exciting new Top Tier marketing approach building leads for new customers, a healthy hot leads list is crucial.

2. Attitude – Your upline has very likely already tried to stress the importance of a winning attitude but let me read and drive the point home for you. You absolutely, positively must have wealth mindset and a mindset for business in order for you to succeed in this business. If you expect to fail, you will. Expect to win and … you will!

3. Expectations – Having reasonable expectations is another key factor. Do not fall into the trap of expecting overnight success. It just does not work that way, ever. Your business will succeed if you work hard at it and do not give up. Otherwise, you're likely to join the other 95 percent of disappointed network marketers.

4. Personal Career Development – There are specialized skill sets that are needed for a successful team that most people do not possess coming into the business. Be willing and open to learning these new skills. By disregarding the need to grow and learn with the business, you set yourself up to fail at the start.

5. Leadership – I can not tell you how often I hear of another failed network marketing business because there simply was not any leadership. Choose your leaders wisely. Look for leadership that will offer support and guidance to you along the way.

Keep It Going

Do not be frustrated by the statistics, laugh at them and know that you will be in that top, and very happy, 5 percent of winners. Continue focusing on your personal career development. Keep your eye on the prize and avoid these pitfalls and you're well on your way to success. …